How to Upgrade to the Chase Sapphire Reserve Card: Steps & Tips

Chase has significantly revamped the Chase Sapphire Reserve card, introducing new rewards rates and a wide range of enhanced benefits. The updates were announced on June 23 and apply to cardmembers who had the card on or before that date. These changes take effect on October 26 and will be reflected in the card’s annual fee at the member’s next renewal.

img 176734 1

© Chase

The overhaul focuses on stronger travel and dining rewards alongside expanded premium perks. One of the headline changes is a simplified and more generous travel earning structure: cardmembers will now earn eight points per dollar on all purchases made through Chase Travel, consolidating and improving previous multipliers that varied by travel type. For travel booked directly with airlines, hotels, or rental agencies, the card now earns four points per dollar, a raised rate intended to reward bookings made outside the Chase Travel portal as well.

Dining rewards have been boosted as well. The card now awards three points per dollar on dining purchases worldwide, reinforcing the Sapphire Reserve’s appeal for frequent diners and travelers who prioritize dining experiences. In addition to higher baseline rates, the product adds special dining-focused benefits, including an annual dining credit and expanded access to exclusive dining events.

Several curated and membership perks were also added or upgraded. The card includes a $500 annual credit for The Edit, Chase Travel’s curated collection of more than 1,100 handpicked hotels and resorts. This credit is designed to offset stays at premium properties and encourage use of the portal’s specially selected accommodations. A new Points Boost redemption accelerator has been introduced to increase the value of points when redeeming through eligible channels, aiming to make each point more valuable for travel redemptions.

Travel benefits beyond rewards remain substantial. Cardmembers continue to receive a $300 annual travel credit, which can be applied to a wide range of travel purchases. Security and convenience benefits are preserved as well: the card includes a statement credit of up to $120 every four years to cover Global Entry, TSA PreCheck, or Nexus application fees. Cardholders retain access to the Chase Sapphire Lounge by The Club network of airport lounges, helping to improve the day-of-travel experience, and complimentary access to Reserve Travel Designers remains available to assist with complex itineraries and planning.

Additional status and experience enhancements have been added to the package. Cardholders now receive complimentary IHG One Rewards Platinum Elite status, providing benefits at IHG properties such as potential room upgrades and enhanced member services. The card also brings exclusive dining extras, including a $300 annual dining credit and access to primetime reservations at Sapphire Reserve Exclusive Tables—special seating or reservations curated for cardmembers at select restaurants. The card’s lifestyle programming is expanded with access to the Summer, Reserved series, offering seasonal or limited-time experiences for members.

Overall, the updated Chase Sapphire Reserve blends higher everyday rewards with elevated travel and dining benefits. The changes aim to streamline how rewards are earned across booking channels while enhancing the value proposition through credits, status perks, and exclusive experiences. Cardmembers should review the specific terms and timing of these benefits as they take effect on October 26 and are applied to the account when the next annual fee posts. For a full list of the updated features and any eligibility details, cardmembers can consult their Chase account materials or the issuer’s benefit disclosures.