If you plan to enjoy adventure activities in Panamá, you’ll be pleased to know the country offers immediate medical support for incoming tourists. Anyone entering Panamá through Tocumen International Airport (PTY) is automatically covered by complimentary medical insurance for the first 30 days of their stay. In the event of a medical emergency, you can access quality care, including English-speaking medical staff, through a 24-hour hotline that coordinates treatment and transport.
The coverage is substantial: hospitalization costs are covered up to $7,000, domestic transportation to a hospital is covered up to $7,000, and there is provision for hotel expenses if recovery away from home is required. To use the service, simply present your passport and the entry stamp received on arrival.
There are sensible exclusions to be aware of. The insurance does not cover pregnancy-related care, pre-existing conditions that were already being treated prior to arrival, or injuries resulting from extreme sports or gross negligence.
Upon arrival at the airport, visitors can stop by the immigration tourist information center to pick up a pamphlet and a user card that includes the local hotline number. For official details, consult the Panamá Tourism Authority resources available through their website.